Finogic gives retailers, distributors, and CSC operators a single secure panel for AEPS biometric services, KYC verification, utility bill payments, and recharge — purpose-built for India's B2B financial ecosystem.
Trusted by fintech partners across India
Reliable, API-first services built for B2B scale — instant activation, transparent commissions, and dedicated partner support from day one.
Enable customers to access their bank accounts using Aadhaar-linked fingerprint authentication — balance enquiry, mini statement, and cash withdrawal at your counter.
Verify customer identity in seconds with Aadhaar OTP, PAN verification, and biometric authentication — fully UIDAI compliant and built for high-volume onboarding.
Fetch and pay electricity, gas, water, and broadband bills for your customers instantly. BBPS-integrated with 500+ billers across every state in India.
Instant mobile prepaid, DTH, and broadband recharge across every major operator in India — with real-time commission tracking for every transaction.
Real-time dashboards and downloadable reports across all services — track transaction volume, success rates, commissions, and reconciliation summaries in one place.
Create sub-retailer logins, assign service permissions, set commission slabs, and manage your entire distribution network from a single admin panel.
Submit a short registration with your business details. No upfront cost — access the demo panel immediately while background verification runs in parallel.
Receive your partner login and API credentials instantly. Explore all services — AEPS, KYC, utility, and recharge — on the sandbox before going live.
Connect your biometric device for AEPS, configure your KYC workflows, and set up your sub-retailer network. Our technical team is on standby throughout.
Switch to production after document verification is complete. Your relationship manager walks you through the go-live checklist and first-transaction support.
We hold ourselves to the same standards as the regulated institutions we connect with — reliability, security, and compliance are non-negotiable at every layer.
Distributed infrastructure across India ensures sub-second responses for KYC and utility payments, and under 5 seconds for AEPS — even at peak load.
TLS 1.3 encryption, biometric data protection under UIDAI norms, and role-based access control keep every partner and customer transaction secure.
Clean REST APIs with detailed documentation, sandbox environment, and webhook support — integrate AEPS, KYC, or utility services in days, not weeks.
A named relationship manager, WhatsApp support group, and a 4-hour response SLA for every registered partner — from onboarding to daily operations.
No setup fees. No lock-in. Pay only for what you use, with volume-based pricing as your network grows.
For individual shop owners and CSC operators getting started with Finogic.
For distributors managing multiple retail outlets and building a sub-retailer network.
White-label API access and custom-volume pricing for large distribution networks and fintechs.
"AEPS biometric verification works on the first attempt almost every time. That reliability keeps my customers coming back to my counter instead of the bank."
"KYC verification that used to take two days now takes under two seconds. We've onboarded three times more customers since switching to Finogic."
"Managing 200 sub-retailers, their commissions, and reconciliation used to mean a dozen calls a day. Now everything is visible in one panel in real time."
Get your panel and API access in under 2 minutes. Our team supports your onboarding from day one — at no cost to get started.